To Prioritize Retirement Saving May Not Be Best for All Workers

If you’re encouraging all of your employees to put as much as they can into their defined contribution (DC) plan, I hate to break it to you, but you may be causing more harm than good.

The fact is, the DC option might not be the best place for many of your employees to put their discretionary income, especially if they don’t have an emergency fund or they’re up to their eyeballs in high-interest debt.

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